Boost Vendor Relations
With On-Time Settlements

Make timely vendor payments effortlessly
with your credit card on KredX Pay!

1.5 lac +

Customers Serviced

5000 cr +

Transactions processed


on-time Settlement

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Businesses who Use KredX Pay Have
Seen 20X Business Growth

Upto 45 days of interest free credit

Make business payments using your credit card and get up to 45 days of interest free credit

Instant access to capital

Utilise your credit card to unlock instant working capital to make instant payments

Zero documentation required

No more long queues or documents to get access to instant capital.

Dedicated customer support

Our team of expert support executives is available to you over email or phone to resolve any of your queries.

Make Vendor Payments Now

Simple | Fast | Reliable

Our Partners

PCI DSS Compliant | ISO Certified

Businesses That Trust KredX

Make Vendor Payments
On-the-go With KredX Pay!

Register & KYC

Add Beneficiary

Fill Card Details

Make Payment

Pay Bills Now

KredX Pay Frequently Asked Questions

A. KredX Pay serves as a highly secure payment platform, empowering businesses to seamlessly accept and process online payments with speed and efficiency. It offers a diverse array of features, including advanced fraud detection mechanisms, convenient recurring billing options, and robust customer support tools. With KredX Pay, businesses can enjoy a comprehensive suite of functionalities that enhance the overall payment process while ensuring utmost security.

A. Signing up for KredX Pay is simple. Visit our website and click on the "Sign Up" button. Fill in the required information, including your business details, and submit the form. After your application is approved, you will receive further instructions to set up your account.

A. KredX Pay supports credit card payment methods to cater to different customer preferences. These include credit cards (Rupay, Visa & Mastercard)

A. Ensuring the security of your transactions is our primary focus at KredX Pay. We go above and beyond to prioritize the protection of your sensitive information by implementing industry-standard security protocols. Rest assured, our platform is fully compliant with PCI DSS standards, guaranteeing the safety and encryption of your payment data. In addition, we employ continuous monitoring measures to promptly detect and prevent any suspicious activity or potential fraud.

A. While the payments cannot be scheduled, through KredX Pay you can add your vendor or beneficiary details and make regular payments to them without having to manually add them everytime. If the number of payments are high the system allows you to bulk upload the details required. Analytics are also available for you to view/download and send the same to the beneficiary if required.

A. At KredX Pay, we prioritize exceptional customer support. Our dedicated team is available via email or phone to promptly address any queries or concerns you may have, ensuring your satisfaction with our services.

A. KredX Pay does not charge any setup fees. However, there may be applicable transaction fees based on your payment volume and pricing basis the credit card type

A. All transactions are settled in T+1 period. You can also set your preferred settlement period during the account setup process or by contacting our support team, the transaction charges may vary in this case.

A. For any inquiries or assistance regarding KredX Pay, our support team is readily available to help. Feel free to contact us via email at or reach out to our customer support hotline through our website. Our goal is to provide prompt and efficient support, ensuring a seamless payment experience for both you and your customers.

A. Yes, KredX Pay allows you to transfer funds from a credit card to your vendor's bank account. This feature enables you to quickly access and utilize the funds available in your credit card to make b2b payments thereby acting as the easiest way to access working capital for your business.

A. When transferring funds there may be fees involved. These fees can vary depending on your credit card provider and the terms of your agreement.

A. There is no upper limit on transfer from a credit card to bank account; however that amount will be determined based on your credit card limit assigned by the bank to you. Please contact your card issuer to increase the monthly card limit

A. No you cannot use someone else's credit card to make payments through the KredX Pay platform.

A. Certain restrictions and requirements may apply when transferring funds from a credit card to a bank account.

  • Users cannot transact without completion of KYC
  • Age restriction
  • Users cannot transact beyond the limits set by the issuing credit card
  • Users cannot transfer to their own bank account
  • Users must adhere to the applicable laws and regulations

A. No, once a credit card to bank transfer is initiated through KredX Pay, it is not possible to reverse or cancel the transaction. Please review carefully the transaction details before confirming the transfer to avoid any unintended transfers. In case of any issues please contact us at

Please note that the information provided in these FAQs is based on general guidelines and may vary depending on the specific terms and conditions of your credit card provider and bank. For more accurate and detailed information, it is recommended to consult with your credit card issuer and bank directly.

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